CLEVER WAYS TO REDUCE COMMUTER COSTS

Prices always seem to be on the rise, and there is nothing that you can do to fight it except to save in areas where you may have been excessive in the past. We came across some smart and practical motoring tips that every road user should be aware of if they are keen to […]

5 FINANCIAL LESSONS FROM 2014

When it comes to debt management you need to have some contingency plans in place for those unexpected and uncontrollable circumstances that can put a strain on your cash flow. To best plan for the unforeseeable future, we look to the past and identify trends that may recur in the future: Fuelling Up Looking back […]

END OF MONTH SAVING TIPS

Once again we are at the end of another month and I hope that the year has been going well for all! Regardless of how well things are going, there is always something that we can address and change in our lives to hopefully bring about a good change! From changing our eating habits to […]

END OF THE MONTH SAVING TIPS!

It’s that time of the month again when you either feel as though you have wisely managed your monthly budget or you are counting the cents as you barely scrape through into March. To avoid this worry in the future, here are some saving tips to help you keep your cash in hand! Read more, […]

VALENTINES DAY IDEAS

It is almost that time of the year again – when hearts are worn on the sleeve and chocolate is eaten in excess. While lavish consumerism is often an indulgence, there are a number of thoughtful ways to make this day romantic without burning a hole in your pocket. ORGANICALLY ROMANTIC Go back to basics, […]

10 TIPS FOR FINANCIAL PLANNING

Do you want to begin your 2015 financial year on a good note? Then what better time to review your financial plan! A financial plan provides you with the financial security to overcome unforeseen events and map out a financial future for yourself. When creating a financial plan you need to identify key achievable goals […]

MORE LEFTOVERS?!?

The Festive Season is a super time for good food and (mostly good…) family. However, after all the aunts, uncles and cousins have departed there can be a prolific amount of food still to be consumed. Letting it go to waste would be a shame, but eating the same leftovers for a week can be […]

GET IT WRAPPED

People like to spruce up their houses around this time of the year with festive decorations. Either to display a better facade to guests that are invited over for dinner or to simply rouse some holiday spirit. I have put together a list of ideas to establish a merry mindset in an affordable and alternative […]

BUDGETING FOR THE PRESENT

If you’re part of a large family or have a wide circle of friends, you’ll know how expensive and time consuming it can be buying Christmas gifts. Your gift budget gets spread thin, your initiative runs dry and everyone gets a mediocre present. Here are two gift-exchange ideas that can be fun and help you […]

FESTIVE FRUGALITY

It is the festive season, the silly season and, ultimately… the discount and savings season! With fierce competition between retailers all vying for your attention and more importantly your cash, now is the opportune time to shop smart and take advantage of special offers and sales without breaking the bank. To make the most of […]